Leaving Cash on the Table? Why the “Use-It-Lose-It” Rule Should Motivate You

Think about it: Your dental care is covered by checkups, cleanings, and other essential services, and you didn’t take advantage of them. When the calendar year expires, you realize your benefits are about to lapse.

Unused benefits do not roll over, and you can lose valuable coverage. The “Use-It-Lose-It” practice is that if you fail to use your dental benefits by the end of the year, they are lost. Don’t let that be you! Take a step now to maximize your benefits before it’s too late.

What is the “Use-It-Lose-It” Rule?

The “Use-It-Lose-It” rule applies to most dental insurance policies. It states that your dental coverage comes up annually, often at the end of the calendar year. If you don’t use your benefits, they won’t be rolled over to the upcoming year.

Most individuals are mistaken in believing unused coverage rolls over, but it does not. Your advantages will restart fresh next year, and your unused advantages will be lost. It is vital you understand this rule to help your hard-earned cash avoid being wasted.

Why Is the “Use-It-Lose-It” Rule Significant? 

Not availing yourself of your benefits is like leaving money on the table. Dental care is often provided by dental insurance, such as checkups and cleanings, that can spare you from more expensive procedures in the future.

If you fail to take advantage of these benefits, you might find yourself paying out-of-pocket for services that would have otherwise been covered. Having the best out of your coverage can be worth it and keep you well in your oral health. Don’t let unused benefits mean higher future dental bills. Schedule your visits in time.

Top Tips for Maximizing Your Benefits Before Year-End

To get the most bang for your benefit buck, first consider preventive care like cleanings and exams. Regular visits prevent expensive treatments later. If you have been putting off getting a filling, crown, or even cosmetic treatment like whitening, take advantage of your benefits before they expire.

By scheduling treatments today, you will prevent loss of insurance and unnecessary bills in the future. Don’t wait until the last minute. Schedule dental visits in advance and use your insurance to its fullest.

Don’t Procrastinate: Tips for Acting Now

Make a reminder now to book your dental visits at the end of the year. Do not miss your “Use-It-Lose-It” benefits, put it on your schedule! Ask your dentist what you should arrive for before the month’s end to use those benefits.

That way, you don’t lose your coverage. Beat the end-of-year rush by scheduling a visit ahead of everyone else. You are not kept waiting and receive the treatment that you need then and there.

In conclusion, use your dental insurance before it resets to save you money and maintain your oral health. The “Use-It-Lose-It” policy should motivate you to act in time and not let your benefits go to waste.

Schedule your appointment today with us and maximize your dental benefits before the year’s end.